As divorce lawyer I have used Carlisle Collins on a number of occasions. Sandra Terras is an actuarial consultant who at her core provides professional, expert, financial analysis. However she provides more than simply crunching the numbers. Ultimately she provides advice which we can then use to inform financial decision making in divorces. It is incredibly important we don’t just provide clients with the numbers and Sandra always communicates her analysis in a clear non-technical way, ensuring our clients fully understand its implications, as well as bearing in mind any limitations.